Title Services

Title services are a crucial part of the real estate transaction process, ensuring that the property being bought or sold has a clear title, free of any legal issues or claims. Avant National Title is proud to offer the following services:

Title Search

A comprehensive search of public records to verify the property’s ownership history and uncover any liens, judgments, or other issues that could affect the title.

Title Insurance

Insurance that protects the buyer and lender against financial loss due to title defects, such as undisclosed heirs, forgery, or errors in public records.

Escrow Services

Holding funds and documents in escrow until all conditions of the real estate transaction are met, providing a secure way to handle the exchange of money and paperwork.

Title Clearing

Resolving any title defects or issues that were uncovered during the title search, such as unpaid taxes, mechanic’s liens, or easements.

Title Examination

An examination of the title search results to determine if there are any title defects or unresolved issues that need to be addressed before the property can be transferred.

Closing Services

Coordination of the closing process, including preparing and reviewing closing documents, disbursing funds, and ensuring that all legal requirements are met.

Property Surveys

Determining the boundaries and measurements of a property to identify any encroachments or discrepancies that could affect the title.

Closing Protection Letter

A letter issued by the title company to the lender or buyer’s attorney, protecting them against losses that may result from the title company’s errors or fraud in the closing process.

These services are essential for ensuring that our clients have a clear title to the property, giving them peace of mind and protecting their investment in real estate.

Frequently Asked Questions

  • Title insurance protects property owners and lenders from financial loss due to defects in the title that may arise after the purchase or refinance of a property. It is necessary because it provides peace of mind by ensuring that the property’s title is free of any undisclosed liens, encumbrances, or defects.

  • A title search is a thorough examination of public records to determine the property’s ownership history and uncover any issues that could affect the title, such as liens, judgments, or easements.

  • The time it takes to complete a title search can vary depending on factors such as the complexity of the property’s history and the availability of records. In general, a title search can be completed within a few days.

  • A closing is the final step in the real estate transaction process where the buyer and seller sign documents to transfer ownership of the property. It is also known as settlement or escrow.

  • Escrow is a process where a neutral third party holds funds and documents on behalf of the buyer and seller until all conditions of the real estate transaction are met. Escrow ensures a secure and fair exchange of money and property.

  • A title defect is any issue that affects the property’s title, such as an undisclosed lien or easement. Title defects are resolved through various means, such as obtaining a release of the lien or clearing up a boundary dispute.

  • While title insurance is not legally required if you are paying cash for a property, it is highly recommended. Title insurance protects your investment in the property by providing coverage for any title defects that may arise.

  • The cost of title insurance varies depending on factors such as the property’s value and location. In general, title insurance costs are a one-time fee paid at closing and based on the property’s purchase price.